Immaculate 4 bedroom Apartment for sale with lake or river view in Cernobbio, Lombardy
In the renowned area of Piazza Santo Stefano, stands this refined newly built property (2025), part of an exclusive residence consisting of only two residential units, designed to guarantee privacy, elegance and absolute comfort.
The apartment, spread over the ground floor and basement, benefits from optimal sun exposure and offers an extraordinary view of Lake Como, directly overlooking the historic Villa d'Este, an international symbol of luxury and prestige. The property ...
In the renowned area of Piazza Santo Stefano, stands this refined newly built property (2025), part of an exclusive residence consisting of only two residential units, designed to guarantee privacy, elegance and absolute comfort.
The apartment, spread over the ground floor and basement, benefits from optimal sun exposure and offers an extraordinary view of Lake Como, directly overlooking the historic Villa d'Este, an international symbol of luxury and prestige. The property is enhanced by a large private garden, perfectly integrated into the surrounding natural environment, with the possibility of building a large 15x4 metre swimming pool, thanks to an already approved project.
The basement also houses an annexe with an additional bathroom, ideal as a guest house, thus ensuring maximum flexibility and comfort.
The interiors are characterised by spacious, bright and harmoniously distributed rooms. The open-plan living area, designed for a contemporary and sophisticated living experience, is complemented by a private study, three elegant bedrooms, a walk-in wardrobe and four bathrooms with a refined design.
The terraces, which extend around the entire perimeter of the apartment, offer ample outdoor space to fully enjoy the view and natural light. The property is completed by a terrace, private outdoor area and double garage.
The amenities and finishes are of the highest quality: a bioclimatic pergola, an outdoor kitchen complete with a Yakiniku Kamado Uovo Nero barbecue, a professional indoor kitchen with a 4m marble island, three ovens, a blast chiller and professional vacuum system, high-end appliances and a state-of-the-art home automation system.
The property has an A4 energy rating and features finishes by Porcelanosa and Gessi, high-quality parquet flooring, luxury bathrooms and bespoke furnishings made with fine materials and craftsmanship.
A unique residence, designed for those who want to experience Lake Como in a dimension of exclusivity, design and maximum contemporary comfort.
The expose includes some images created or modified with the help of artificial intelligence. These do not reflect the current reality, but show a potential future solution.
Cernobbio, a famous coastal town on the western shore of Lake Como, has become famous worldwide thanks to the presence of the Grand Hotel Villa d'Este, one of the most renowned luxury hotels.
Cernobbio is also home to important trade fairs held at the exhibition space of Villa Erba as well as the famous economic and political meetings held at the Grand Hotel Villa d'Este and
one of the favourite destinations for both local residents and foreigners for its location; in fact it borders the Larian capital as well as the exit of the Milan - Lugano - Zurich motorway and is only a few kilometres from the Swiss border.
Milan Malpensa international airport is only a thirty-minute drive away.
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Where is this property?
This Apartment is located in Cernobbio in Italy
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Buying Real Estate in Italy
1. Making the Offer to Purchase (Offerta)
Once you have found the property you wish to purchase you will start the process by making a formal offer to the vendor, the estate agent will act on your behalf and put forward the offer, a deposit will be made available, generally around (10,000 - 20,000 EUR). Once the vendor has accepted the offer it will be formalised in writing to the vendor in both English and Italian. If this is accepted the deposit (Caparra Confirmatoria) will be paid to the vendor. This will form a legally binding contract. Neither party may withdraw at this point, the sale can be forced by either party or a claim for damages can be made. If the purchaser withdraws their deposit will be lost, if the vendor withdraws the purchaser can claim twice the deposit in compensation.
2. Signing the Preliminary Contract (Compromesso or Contratto preliminare)
The next step will take place between 1 and 3 months after the offer has been accepted, this is a formal agreement between the vendor and purchaser to sell and buy the property, this agreement is the Preliminary Contract and will contain the conditions and terms of the sale. It is important at this stage that you have a full understanding of all the details contained in the contract. We would strongly recommend that you appoint a Notary who is fluent in English. This document will include the purchase price, a detailed description of the property including completion date and will cover any obligations placed upon the buyer and the vendor. All information relating to the property including any planning permissions for the property and the cadastral details (a public record, survey, or map of the value, extent, and ownership of land as a basis of taxation). Once the Preliminary Contract (Contratto preliminare) has been signed a further deposit (Caparra Confirmatoria) will be paid, this will generally be 10% - 20% of the purchase price. There will also be an estate agents Commission Fee (Provvigione) which will need to be paid at this point.
3. Signing the Final Deed of Sale (Rogito or Atto Notarile)
The purchaser must have a bank account in order to make the purchase on completion. The signing of the final deed of sale which will authorise the transfer of the property must be overseen by a Notary (Notaio). The buyer will select and hire the Notary, but they are members of an independent body of public/professionals who will draft the purchase deed, they will oversee the passing of the title legally from the vendor to the purchaser. The Notary will also verify the legality of the documentation and registration with the Conservatoria dei Registri Immobiliari and the Local Land Register.
4. Formalities to be observed after Completion
Foreign buyers should obtain a certified copy of the Purchase Deed (Rogito), which the Notary will have lodged with the authorities. Generally this will be available to collect around 2 – 3 weeks after completion. The Notary will also give you a form to complete for the the local authority (Questura) who will have been given formal notice of the purchase. Your Notary will help you to complete this form. You will need to contact the utilities companies to set up new contracts (power, water, telephone, gas etc.). If the property is a flat, the condominium manager (Amministratore del condominio) should be informed of change of ownership of the property.
IMPORTANT - Disclaimer : All information provided is believed to be current and provided free of charge. No liability can be accepted for the reliability of the information and statements made as this is obtained from 3rd parties. We always recommend you take legal advice from a fully qualified Lawyer or Notary before buying a property overseas.