Immaculate 4 bedroom Villa for sale with lake or river view in Torno, Lombardy
Situated just fifteen minutes north of the city of Como, this elegant detached property offers a rare opportunity to own a home in one of Lake Como's most authentic and enchanting villages. The property will be fully completed approximately nine months from purchase, allowing you to step into a refined residence without the wait of a long construction process.
Set within the historic nucleus of Torno, the villa enjoys a peaceful yet central location.
The villa is currently unfinished, with ...
Situated just fifteen minutes north of the city of Como, this elegant detached property offers a rare opportunity to own a home in one of Lake Como's most authentic and enchanting villages. The property will be fully completed approximately nine months from purchase, allowing you to step into a refined residence without the wait of a long construction process.
Set within the historic nucleus of Torno, the villa enjoys a peaceful yet central location.
The villa is currently unfinished, with partition walls already in place, and will be delivered fully renovated with high quality finishes that can be chosen by the renovations company, and very similar as shown in the renderings. While furniture is not included, the renovation will feature high-quality bathrooms, elegant flooring, and premium doors and windows, ensuring a turnkey home with refined Italian style.
The property is thoughtfully arranged over three levels, combining comfort, light, and flexibility. Upon entering, you are welcomed by a small hallway leading to a technical room and a private elevator. The main living level opens into a generous open-plan kitchen and dining area, flooded with natural light and seamlessly connected to a charming garden and outdoor patio-an ideal setting for al fresco dining or relaxed summer evenings.
There is also the possibility to add a small outdoor pool, enhancing the villa's appeal as a private retreat.
The first floor, accessible by elevator, is dedicated to the sleeping quarters. Here is a spacious master bedroom with en-suite bathroom, two additional bedrooms, and a second bathroom. This level also features a large walk-in wardrobe, offering both practicality and luxury.
The top floor is designed as a versatile living space, currently planned as an open living room with a semi-open kitchen, one bedroom, and two bathrooms. The layout can easily be modified to create two or even three additional bedrooms, allowing the home to adapt to your personal needs, whether for family living, guests, or rental potential.
The insulation and energy efficiency is planned to be a Class C.
Completing the property is a double garage located on the street below, available for purchase separately.
This villa represents a rare blend of historic charm, modern comfort, and customisation potential-a perfect Lake Como home for those seeking beauty, tranquillity, and lasting value.
The expose includes some images created or modified with the help of artificial intelligence. These do not reflect the current reality but show a potential future solution.
The charming village of Torno is located on the shores of Lake Como, on the eastern shore of the first Como basin; it is situated on a promontory called Montepiatto (610 msl) which offers a fantastic view of the lake, being in a raised position not far from the opposite shore, in one of the areas where the shores are closest.
This village, which today has just over 1000 inhabitants, has ancient origins and as is typical of the Como area, boasts a centuries-old tradition in the textile sector. In the historic centre, the churches, houses and typical restaurants offer a special atmosphere suspended in time. Torno, with its fantastic panorama and beautiful landscape, is an ideal location for nature lovers and lovers of romantic places: the hinterland can be discovered on the various paths, while the lake offers water sports enthusiasts a wide range of possibilities for recreation.
The pretty shoreline of Torno has a charming little harbour, from where boats and ferries depart daily for other places on the lake. Como, only 10 km away (about 20 minutes by car) offers a lively atmosphere thanks to its numerous clubs, cinemas, theatres and museums. Milan and the airports of Linate and Malpensa are about an hour's drive away (approximately 58 km), as is the Swiss city of Lugano and its regional airport.
Winter sports enthusiasts will be interested in the relative proximity of the famous resorts of St. Moritz (CH), Madesimo, Bormio and Livigno, which can be reached in two to three and a half hours by car, depending on the destination.
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This Villa is located in Torno in Italy
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Buying Real Estate in Italy
1. Making the Offer to Purchase (Offerta)
Once you have found the property you wish to purchase you will start the process by making a formal offer to the vendor, the estate agent will act on your behalf and put forward the offer, a deposit will be made available, generally around (10,000 - 20,000 EUR). Once the vendor has accepted the offer it will be formalised in writing to the vendor in both English and Italian. If this is accepted the deposit (Caparra Confirmatoria) will be paid to the vendor. This will form a legally binding contract. Neither party may withdraw at this point, the sale can be forced by either party or a claim for damages can be made. If the purchaser withdraws their deposit will be lost, if the vendor withdraws the purchaser can claim twice the deposit in compensation.
2. Signing the Preliminary Contract (Compromesso or Contratto preliminare)
The next step will take place between 1 and 3 months after the offer has been accepted, this is a formal agreement between the vendor and purchaser to sell and buy the property, this agreement is the Preliminary Contract and will contain the conditions and terms of the sale. It is important at this stage that you have a full understanding of all the details contained in the contract. We would strongly recommend that you appoint a Notary who is fluent in English. This document will include the purchase price, a detailed description of the property including completion date and will cover any obligations placed upon the buyer and the vendor. All information relating to the property including any planning permissions for the property and the cadastral details (a public record, survey, or map of the value, extent, and ownership of land as a basis of taxation). Once the Preliminary Contract (Contratto preliminare) has been signed a further deposit (Caparra Confirmatoria) will be paid, this will generally be 10% - 20% of the purchase price. There will also be an estate agents Commission Fee (Provvigione) which will need to be paid at this point.
3. Signing the Final Deed of Sale (Rogito or Atto Notarile)
The purchaser must have a bank account in order to make the purchase on completion. The signing of the final deed of sale which will authorise the transfer of the property must be overseen by a Notary (Notaio). The buyer will select and hire the Notary, but they are members of an independent body of public/professionals who will draft the purchase deed, they will oversee the passing of the title legally from the vendor to the purchaser. The Notary will also verify the legality of the documentation and registration with the Conservatoria dei Registri Immobiliari and the Local Land Register.
4. Formalities to be observed after Completion
Foreign buyers should obtain a certified copy of the Purchase Deed (Rogito), which the Notary will have lodged with the authorities. Generally this will be available to collect around 2 – 3 weeks after completion. The Notary will also give you a form to complete for the the local authority (Questura) who will have been given formal notice of the purchase. Your Notary will help you to complete this form. You will need to contact the utilities companies to set up new contracts (power, water, telephone, gas etc.). If the property is a flat, the condominium manager (Amministratore del condominio) should be informed of change of ownership of the property.
IMPORTANT - Disclaimer : All information provided is believed to be current and provided free of charge. No liability can be accepted for the reliability of the information and statements made as this is obtained from 3rd parties. We always recommend you take legal advice from a fully qualified Lawyer or Notary before buying a property overseas.