Monaco Real Estate

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The Principality of Monaco is an independent sovereign state set in the heart of Europe, on the “Côte d’Azur” between Cannes and the Italian border. It has a resident population of approximately 35,000 and occupies just over one square mile on the Mediterranean coast. About 20% of the population is Monegasque, the remainder being a cosmopolitan mix of French, Italian, British and most other European nationalities as well as Americans, Canadians, Australians, South Africans, and Middle Eastern Nationals.

The Principality of Monaco has achieved a reputation for being a serious business centre and ideal place of residence for families wishing to live in a very safe and accessible European location with sophisticated facilities, a temperate climate and favourable tax system.

Though French is the official language, English and Italian are widely spoken and understood both in business and socially. English is the preferred foreign language for children in the highly rated local schools and is the predominant language in Monaco’s International School.

One of Monaco’s foremost attractions is the high level of security afforded to its residents due largely to the presence of a strong police force. Many of the apartment complexes have 24hr security and concierge for extra peace of mind.

The Principality legislates internally in respect of all matters of direct taxation: Monaco has chosen not to adopt any income tax, capital gains tax or withholding tax legislation. This is good news for anyone looking to purchase real estate in Monaco for a long-term home or for rental purposes.

Though undeniably built-up, Monaco still enjoys various parks and several public and private beaches.

Monaco Real Estate

The Principality is a prestige area and, as such, Monaco real estate changes hands for considerable sums. There are few bargains to be sought as can be well understood from the density and quality of much of the extant accommodation. However, its tax haven status ensures the market remains buoyant and prices stable so investment in Monaco real estate continues to be attractive.

Much of the available property in Monaco and Monte Carlo is apartments, from small studios to large luxury triplexes and penthouses. Those overlooking the harbour and Formula 1 circuit are naturally more valuable. There are also a selection of luxury villas and beautiful townhouses but these are usually somewhat more expensive.

Parking difficulties ensure that properties offering one or two spaces are highly desirable. Private purchase or rental of parking can run into several tens of thousands of Euros and, due to demand, will not necessarily be nearby.

MONACO DISTRICTS

Monaco Ville

The famous Rocher of Monaco with its fortified old town, the Prince’s Palace, the ramparts, gardens, cathedral and the Oceanographic Museum is the site most visited by tourists. Taking the time to saunter in the ancient streets, you’ll find almost 50 small boutiques containing souvenirs and local arts and crafts. When you’re hungry, charming restaurants await you, offering a large selection of regional cuisine.

Fontvieille

Fontvieille, which owes its name to an ancient spring found there, has always had an economical and industrial character. In 1905, a brewery and then a flour mill were created there, later joined by a chocolate plant and others. Today, this modern 22 hectare quarter houses numerous businesses as well as a residential neighbourhood with more than 80 stores including major name which attract shoppers from well beyond the borders of the Principality.

Jardin Exotique - Moneghetti

In Monegasque language, Moneghetti means “little Monaco”. This old quarter, which was developed toward the end of the century, combines with the Révoires and the Exotic Garden to form a large and quiet neighbourhood.

La Condamine

The natural port of Monaco has always generated commercial activities by attracting merchant ships whose cargoes could be negotiated. The oldest commercial quarter of the Principality has kept its tranquil charm and found equilibrium for its commercial diversity. The Condamine market and the proximity of the port give this neighbourhood an authentic small town feel where conviviality is the golden rule.

Monte Carlo

Built starting in 1870, during the reign of Charles III, Monte Carlo occupies the old Spelugues plateau. Surrounding the Casino, the most famous international brands offer a large choice of luxury goods. This neighbourhood contains the largest concentration of stores. Convivial and refined, Monte Carlo also has one of the most beautiful shopping centres in Europe. Today, the “boulevard des Moulins” has become a commercial artery lined with beautiful boutiques and art galleries.

Le Larvotto

This modern area is essentially knows for the private and public beaches that it offers. People will go there to simply walk around or to enjoy delicious meals by the sea.

The Agent

The estate agent will connect the buyer, the seller and a property, and will take a commission to do so.

The Notaire

The notaire (solicitor) is the Monegasque council which drafts the deed of sale and which brings together the buyer, the seller and possibly the lender for the act of signing the deed.

The notaire generally acts both for the buyer and for the seller. He is responsible for making necessary searches and enquiries such as verifying that the seller has the rights and title deeds, that there are no outstanding mortgages, no planning irregularities etc.

The intervention of the notaire certifies that the deed of sale is a document that is both conclusive and enforceable.

1. Written offer

The buyer usually has to sign an offer to buy. This is drawn up by the estate agent and if accepted, binds the parties. Often, a cheque drawn on a Monaco bank, and representing the security deposit will be attached to the offer, in order to prove the commitment of the buyer. Otherwise, the offer will specify that a bank transfer will be made to the notary's escrow account, within a short period after the offer is accepted.

Subsequently, the purchase takes place in two stages: the signing of a promise of sale drawn up by the notaire followed by the signing of the deed of sale before the notaire. The buyer must undertake to pay a security deposit equal to 10% of the sale price at the signing stage of the promise to sell, amount retained by the notaire and which will be deducted from the sale price at the signing of the deed of sale.

2. Costs and expenses

Generally, on the purchase of goods over 5 years, the costs and expenses will be equivalent to 6% of the purchase price and will have to be paid by the buyer. This 6% includes a registration fee (4.5%) and notary fees (1.5%). This rate is applicable when the purchase is made by individuals or by a Monegasque ICS. The registration fees will be higher (7.5%) when the acquisition is made through a foreign company, to which must be added notary fees of 1.5% thus making a total of 9 %.

In some cases (eg when the property is new or under construction) the registration fee will not apply and the sale price will be subject to value added tax (VAT) at the rate of 20%. The notary fees and a right of transcription will be applicable for a total amount of 2.5%, payable by the buyer, regardless of whether the buyer is an individual or a company.

3. Purchase of a foreign company

If the property is held by a foreign company, the buyer may possibly purchase this structure and in this case the registration fee will be 4.5% on top of the value of the property following the change of the owner of the foreign company.

4. Tax consequences

Monaco does not levy income tax, capital gains tax or wealth tax on individuals. French nationals residing in Monaco nevertheless pay income tax and wealth tax in France in certain circumstances.

The rights of gifting and inheritance rights exist in Monaco, but only on property located in Monaco. The rate of these fees is 0% on provisions in favour of parents, a surviving spouse, children or more distant relatives.

On other provisions, donation and inheritance taxes are payable at rates depending on the degree of relationship between the donor and the recipient. The maximum rate of 16% is applied in the case of provisions to non-parents.

The fee is payable by the recipient.

IMPORTANT - Disclaimer :
All information provided is believed to be current and provided free of charge. No liability can be accepted for the reliability of the information and statements made as this is obtained from 3rd parties. We always recommend you take legal advice from a fully qualified Lawyer or Notary before buying a property overseas.

53 properties

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Absolutely exceptional new 3 bedroom luxurious apartment enjoying breathtaking sea views from its prestigious waterfront location near the beaches and all amenities in the renowned Larvotto area. ......

Enquire For PriceREF: 254300

Rare opportunity to rent a spacious 3 bedroom apartment with generous terraces with panoramic views over the sea, the coastline and the principality's landmarks. Mareterra is a new luxury dist......

Enquire For PriceREF: 253821

Enjoying breathtaking sea views from its exclusive waterfront location near beaches and all amenities in the Larvotto area, is this exceptional 5 bedroom luxury apartment. Experience refined coas......

Enquire For PriceREF: 255779

Enjoying panoramic sea views from its idyllic location on Port Hercule, Monaco, is this luxuriously renovated one bedroom apartment. Set on the third floor in an attractive building from the 50's ......

Enquire For PriceREF: 251468

Absolutely exceptional 5 bedroom luxury apartment with 5 star facilities, enjoying breathtaking sea views from its ideal location near the beach and all amenities in the Larvotto area of Monaco. ......

Enquire For PriceREF: 254944

Absolutely exceptional 5 bedroom luxurious apartment enjoying wonderful sea and Cap d'Ail Port views from its sought after location near the beach and all amenities in Fontvieille, Monaco. This sp......

33,800,000 EURREF: 252432

A property at this price point is being marketed with discretion. Please contact us for details.

30,000,000 EURREF: 253911

4 bedroom Penthouse for sale with sea and panoramic views in Monte Carlo, Monte Carlo and Beaches

With a total spacious living area of 196m2, which is set over the top three floors of a prestigious residence in Monte Carlo and just a few minute walk from the Place du Casino. This immaculate ap......

28,000,000 EURREF: 241953

Luxury 2 bedroom Triplex for sale with sea view in Monte Carlo, Monte Carlo and Beaches

Superb penthouse situated within a high end residence with a concierge service. Beautifully refurbished to a very high standard by a high quality designer, this triplex/penthouse apartment is crow......

20,600,000 EURREF: 243825

3 bedroom Apartment for sale with sea view in Monte Carlo, Monte Carlo and Beaches

Situated on a high floor and with simply stunning sea views, this exceptional 3 bedroom apartment has been finished to the highest of standards and is enhanced by the floor-to-ceiling glass walls w......

18,700,000 EURREF: 240632

Luxury 3 bedroom Apartment for sale with sea view in Monte Carlo, Monte Carlo and Beaches

Immaculate 3 bedroom apartment with a vast total living area of 277m2, plus a large 47m2 terrace, ideally situated on a high floor in one of the best-known developments in the Principality, with wo......

17,500,000 EURREF: 221990

Outstanding 4-bedroom apartment located in the quiet and residential district of Fontvieille, offering an ideal living environment close to the Port of Fontvieille and the area's most sought-after ......

16,500,000 EURREF: 253338

Luxuriously renovated 3 bedroom fully furnished apartment with large terrace, ideally located near the beach and all amenities in Saint Roman, La Rousse. Set within a prestigious building with a ......

15,900,000 EURREF: 253259

With a large sea facing terrace, this lovely 2 bedroom apartment is ideally situated within a luxurious modern building which is located in a prime location at the heart of "Carre d'or" and just mo......

15,000,000 EURREF: 251337

Enjoying sea views from its ideal location near the harbour and all amenities in the heart of the sought-after La Condamine area, is this absolutely exceptional 3 bedroom luxury duplex apartment. ......

14,400,000 EURREF: 257689

Absolutely exceptional 3 bedroom luxury apartment enjoying panoramic sea views from its prestigious location near all amenities in the very heart of Carre d'Or. Set on the fourth floor within the ......

13,000,000 EURREF: 256531

3 bedroom Penthouse for sale with sea view in Monte Carlo, Monte Carlo and Beaches

Immaculately presented throughout, this superb 3 bedroom penthouse/duplex apartment, with a large roof terrace offering magnificent views towards the sea and the Palace, set within a Bourgeois buil......

12,800,000 EURREF: 240715

Rare opportunity to purchase a two bedroom apartment in the prestigious Millefiori residence, in the most sought-after central block - offering breathtaking views over the iconic Casino de Monte-Ca......

12,500,000 EURREF: 253098

Absolutely exceptional 2 bedroom luxury Penthouse apartment with Jacuzzi, enjoying breathtaking sea views from its sought after location in the heart of Monaco. This unique property offers spectac......

11,700,000 EURREF: 248635

3 bedroom Apartment for sale with sea view in Monte Carlo, Monte Carlo and Beaches

Beautifully refurbished throughout, this spacious renovated 3 bedroom apartment, with a total living area of 244m2, plus a large veranda and terrace, is ideally situated within a highly sought afte......

9,400,000 EURREF: 233517

Absolutely exceptional, luxuriously renovated 3 bedroom fully furnished apartment, enjoying breathtaking sea views from its prestigious location within a highly sought-after area of Monte-Carlo. ......

9,000,000 EURREF: 255435

Spacious and beautifully renovated 2 bedroom apartment in the Monte-Carlo district, just steps from the Larvotto area and its beaches. The elegant and refined 109m2 property has been fully redesig......

8,500,000 EURREF: 254954

Enjoying fabulous sea views from its roof terrace is this exceptional 2 bedroom luxury duplex Penthouse apartment with Jacuzzi, ideally located in the Moneghetti district of Monaco., This beauti......

8,450,000 EURREF: 251853

Luxuriously renovated 3 bedroom apartment with garage, enjoying breathtaking sea views from its prestigious location close to the beach and all amenities in Monte Carlo. Situated on Avenue de Gran......

8,000,000 EURREF: 249000

Enjoying breathtaking sea views from its prestigious location in Carre d'Or, is this stylishly renovated one bedroom apartment. Set on the 5th floor, this unique property has been renovated with q......

7,900,000 EURREF: 254535

3 bedroom Apartment for sale in Monte Carlo, Monte Carlo and Beaches

Beautifully renovated, exceptional luxurious 3 bedroom apartment with cellar, located in the prestigious Carre d'Or. Monte Carlo. Ideal for a family, the 145m2 is comprised of 3 en-suite bedrooms,......

7,400,000 EURREF: 233509

3 bedroom Apartment for sale in Monte Carlo, Monte Carlo and Beaches

Bright, spacious and beautifully presented 3 bedroom apartment, situated on the 14th floor of a good standing building close to the centre and all amenities in Monte Carlo. Totally refurbished to ......

7,250,000 EURREF: 240113

Absolutely exceptional one bedroom luxury Penthouse apartment with large terrace, enjoying breathtaking sea views from its sought after location in Les Moneghetti. The stunning property is on the ......

6,500,000 EURREF: 252219

2 bedroom Apartment for sale with sea view in Monte Carlo, Monte Carlo and Beaches

Well maintained 2 bedroom 12th floor apartment, situated within the highly sought after Chateau Perigord residence, which is close to the centre of Monte Carlo and all amenities. The residence has......

6,450,000 EURREF: 241006

Stylishly renovated 2 bedroom luxury apartment ideally located near all amenities in a peaceful area of Condamine. This elegant property is a true gem offering a perfect balance of comfort and con......

5,950,000 EURREF: 255143

Luxury 3 bedroom Apartment for sale in Saint Roman, Monte Carlo and Beaches

Enjoying easy access to the beach is this spacious and bright 3 bedroom apartment located in an attractive building at the eastern entrance of Monaco in the St Roman district. This bright and airy......

5,800,000 EURREF: 225886

Spacious 3 bedroom Apartment for sale in Boulevard d'Italie, Monte Carlo and Beaches

Spacious 3 bedroom apartment with generous outdoor space on the boulevard d'Italie, within easy reach of all facilities. The generous 180m2 property includes an entrance hall, large living room -......

5,800,000 EURREF: 235931

Beautiful 2-bedroom apartment under renovation in the heart of Monaco's historic Monaco-Ville /le Rocher district. In a peaceful situation and filled with natural light, the second floor property......

4,750,000 EURREF: 255306

Stylish 2 bedroom apartment in the heart of Monaco-Ville, benefitting from an exceptional location that combines authenticity and tranquillity with close proximity to restaurants and historic sites......

4,250,000 EURREF: 257416

Renovated 1 bedroom Apartment for sale with sea view in Saint Roman, Monte Carlo and Beaches

A bright and newly renovated 2 room property with lovely sea view and easy access to the beaches of Larvotto, the shops of Avenue Princess Grace and an enviable dining scene. This lovely 1 be......

3,950,000 EURREF: 235934

Wonderful opportunity to acquire a luxurious Pied a Terre, ideally located near the beach and all amenities in the heart of the Carre d'Or. Situated on the 2nd floor of a prestigious address facin......

3,700,000 EURREF: 255833

A most desirable and rarely available 1 bedroom apartment with terrace in the Saint roman area of Monaco, offering contemporary design and absolute comfort. This gorgeous 50m2 property is fo......

3,400,000 EURREF: 257654

Stylishly renovated one bedroom luxury apartment enjoying partial sea views from its sought after location near the beach and all amenities in La Rousse, Saint Roman. This bright and elegant prop......

3,390,000 EURREF: 251756

Rare opportunity to acquire an enviably situated 'pied a terre' in an elegant, high-standing building with 24/7 security and concierge. The outstanding location faces the casino gardens and the l......

3,200,000 EURREF: 254370

Stylishly renovated one bedroom luxury apartment with beautiful communal gardens, ideally located near all amenities in the heart of the prestigious Monte-Carlo area. This elegant and quiet proper......

3,100,000 EURREF: 254336

Beautiful 1 bedroom apartment located in a modern building close to the beach and the Place des Moulins. Parking spaces: 1 Terrace: 11m2 Modern building Concierge service......

2,900,000 EURREF: 250207

Tastefully renovated 2 room apartment with balcony on Boulevard des Moulins in the heart of the Monte-Carlo district, close to shops, restaurants, and all amenities. This bright one bedroom prope......

2,900,000 EURREF: 257396

Rare opportunity to acquire a bright and spacious one bedroom luxury apartment enjoying panoramic sea views from its sought after location in La Rousse, Saint Roman Set on a high floor of a presti......

2,780,000 EURREF: 256416

Apartment with 2 main rooms composed of an entrance hall, living room with access onto a balcony with slight sea views, an independent kitchen, shower room with a WC and a bedroom opening onto a ba......

2,780,000 EURREF: 245996

Desirable second floor studio apartment in a highly sought-after residence, perfectly located between the waterfront and the Casino Terraces, next to the Yacht Club. This lovely renovated studio ......

2,550,000 EURREF: 251975

Attractive and centrally situated apartment, close to shops, cafes and commences of Boulevard des Moulins and Larvotto Beach. The first floor apartment has been renovated and consists of an entra......

2,380,000 EURREF: 252464

Wonderful opportunity to acquire a stylish one bedroom apartment with communal garden, ideally located in the Saint Roman area of La Rousse, Monte Carlo. This perfect pied-a-terre or a rental inve......

1,960,000 EURREF: 256030

New-build studio apartment in the prestigious Monte-Carlo district of Monaco, offering an excellent opportunity to acquire a pied-a-terre in one of the most sought-after areas of the Principality. ......

1,650,000 EURREF: 257345

Bright Commercial for sale in Monte Carlo, Monte Carlo and Beaches

This luxurious jewellery shop, which is ideally set in a central position on boulevard des Moulins, just a stone's throw from the Casino and its gardens. Boasting a high standing interior design ......

1,200,000 EURREF: 244070

Refurbished Studio for sale in Chateau Perigord 2, Lacets Saint Leon, Monte Carlo and Beaches

PRICE REDUCED - Superbly and completely renovated studio apartment situated within a high standing building close to the centre and all amenities. - Lovely renovated studio apartment - Sold with ......

1,150,000 EURREF: 212698

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Monaco Real Estate

MONACO DISTRICTS

Monaco Ville

Fontvieille

Jardin Exotique - Moneghetti

La Condamine

Monte Carlo

Le Larvotto

The Agent

The Notaire

1. Written offer

2. Costs and expenses

3. Purchase of a foreign company

4. Tax consequences

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