Estepona Property For Sale
Location and history of Estepona
Estepona is a bustling coastal town between Marbella and Gibraltar, one of few on the Costa del Sol to have kept its traditional Spanish character despite the recent growth in both tourism and the real estate market. All amenities are, of course, extant including restaurants that serve typical Spanish dishes tucked away along cobbled streets, leisure activities, cultural attractions and friendly shops ranging from the sensible to the more unusual.
Its history is unclear before the Moors settled the area, with confusion surrounding the few placenames mentioned in earlier texts which may or may not be the forebears of the town. After the success of Enrique IV of Castile in capturing the town from the Moors, the community built up around the church he instructed to be built on the site of the old Mosque. It has always been of strategic and agricultural importance.
The area boasts many interesting archaeological remains including late Moorish ruins on Castillo del Nicio (accessible by 4x4), the Plaza de la Flores where Roman pottery has been found and the many watchtowers, such as Torre Guadalmansa, that crop up along the coast of southern Spain.
The many beaches in and around Estepona offer an easy way to top up the tan. These include La Rada in the town and El Cristo which inhabits a sheltered cove. For naturists, there is the Costa Nutura purpose-built complex to the east with access to the officially-classified public beach.
Estepona offers the discerning buyer a growing market bolstered by its recent fashionable status and comprehensive amenities. Its Spanish roots and culture ensures that you won't feel you have merely moved to a sunnier version of Britain, and the wealth of property in Estepona and its surrounding countryside means that you are likely to find your dream villa, apartments or perhaps farmhouse in a suitably attractive and comfortable area. As other areas of the Costa del Sol become ever more developed, investment opportunities in this area will become more attractive and resale values should remain healthy.
Guide to the Spanish Buying Process
1. Putting down a Holding Deposit
On finding a property you wish to purchase you will need to negotiate the terms, price and conditions of the sale with the owner. This part of the process is not binding. We would recommend using an independent English speaking legal advisor. Once a purchase price has been agreed, normally a holding or reserve deposit will be required to ensure the property is removed from the market. The sum required will vary between properties and will be based on the purchase price. A time limit for the preagreement to be signed will be arranged and there will also be legal checks to be made.
2. Setting up a Pre-agreement (Contrato privado de compraventa)
The pre-agreement will set out the conditions under which the Buyer and Seller agree to complete the purchase of the property and the price they have agreed upon. Relevant details will generally be included for example the property details, purchase price and the date for completion. A deposit will be required at this point, this will vary, but will generally be 10% of the agreed price. This agreement will include a penal clause if the sale does not go through. If the seller pulls out of the sale your compensation will be double the deposit you have paid, but if you decide not to go through with the sale then your deposit will be lost. Certain checks will need to be made before signing the contract, checks should be made against the title of the property, mortgage status and if the property has any debts held against it. The planning status should also be looked into. These conditions can be varied by the seller and the buyer and other types of agreement can be made.
3. The Contract (Escritura de compraventa)
Before a non-Spanish purchaser can buy a Spanish property they will need to have set up a Spanish bank account and obtained a Spanish tax number (NIE). The completion will take place in the presence of a Notary Public. This is a Spanish public official, by law the deed of sale must be witnessed by a Notary Public. You will also need your own independent, expert legal advisor to act on your behalf. On Completion the buyer must pay the balance, that is the price agreed after the deposit has been deducted, plus any other fees on the completion date. Both buyer and seller must sign the Escritura de compraventa contract, (this is the Spanish equivalent of the title deeds). The title deeds (escritura) will be given to the buyer, this will be done in the presence of a Notary Public, they will certify that the transfer has taken place. The tax office will be sent a copy and the property registry will be informed of the transfer.
IMPORTANT - Disclaimer :
All information provided is believed to be current and provided free of charge. No liability can be accepted for the reliability of the information and statements made as this is obtained from 3rd parties. We always recommend you take legal advice from a fully qualified Lawyer or Notary before buying a property overseas.
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